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Steps to Get Started!
Chapters Explained
Chapter 7 Bankruptcy (Liquidation):
Duration: About 3 to 6 months
Process: Assets are sold, debts are discharged, and the process is completed quickly.
Chapter 13 Bankruptcy (Reorganization):
Duration: 3 to 5 years
Process: The debtor follows a repayment plan, paying off debts over time.
Chapter 11 Bankruptcy (Business Reorganization):
Duration: Several months to years
Process: The business reorganizes and negotiates with creditors, which can take a long time depending on the case.
So, Chapter 7 is the quickest, taking months, while Chapter 13 takes years due to the repayment plan, and Chapter 11 can vary widely depending on complexity.
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“I have tried filing myself and failed to get it done correctly! I could’ve saved a lot of stress and time by using Bankruptcy Filing Made Easy. I recommend this company!”
Bankruptcy Forms are available to the public free of charge.
Many courts require local forms. You should check your court’s website before filing any documents.